WHY USE AN INDEPENDENT AGENT

As an Independent Agent I am NOT employed exclusively by any one life or health insurance carrier.  Because I am not tied to a particular carrier I am able to offer you products from several sources and most major life and health insurance carriers. This gives you more options for pricing, companies and products. 

Not being exclusive to any one carrier means I don’t have any particular product of the month or sales quotas to meet.  I am able to take my time and get to know what is really best for my clients. You work hard to provide for your loved ones, protecting them from unexpected tragedy shouldn't break the bank and I know that sometimes you have to make tough decision about how to budget limited resources so it is very important to be informed before you purchase. 

My philosophy is simple: today’s consumer is marketed to death. Therefore I prefer to consult with and educate not “hard sell” to clients.  My aim is to help clients understand their needs, goals and objectives as well as the product(s) thoroughly before they make any buying decisions. I offer consultations for the purchase of Annuities, Individual, Global and Group Health Insurance, term, whole and universal life, mortgage protection life, disability and unemployment insurance, insurance plans for vacationers, exchange students, expats, missionaries and more.  

It would be my pleasure help you navigate through the world of life insurance, health insurance, long term care insurance, travel medical insurance or annuity products to find the products that meet your needs and your budget.

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